Guides Sarah Werner Guides Sarah Werner

How to Rent Homes in the UK Without a Guarantor

Found your dream flat but don't have a guarantor? You're not alone. Discover smart alternatives to family guarantors and expensive corporate guarantor services that create debt traps. Learn how to rent independently without the drama or debt.

Read More
Sarah Werner Sarah Werner

The Ultimate UK Landlord Compliance Guide: Your Step-by-Step Legal Roadmap

The UK's private rental sector has become increasingly complex. This comprehensive guide takes you through every compliance requirement from pre-tenancy preparations to end-of-tenancy procedures. Learn how to protect your rental business with a systematic approach to safety certificates, licensing, tenant vetting, and ongoing obligations. The days of casual landlording are over - discover how to build a professional, compliant rental business.

Read More
Sarah Werner Sarah Werner

UK Landlord Tax Optimization Guide - Part 6: Recent & Upcoming Changes

The tax environment has undergone significant transformation, with changes that fundamentally alter the investment landscape. Success requires shifting from passive compliance to active tax management as a core business skill, adapting strategies to work effectively within the new tax environment.

Read More
Sarah Werner Sarah Werner

Rent Guarantee vs Loss of Rent Insurance: Don't make this costly mistake

Two types of coverage can protect your rental income when things go wrong: rent guarantee insurance and loss of rent coverage. While both aim to protect landlords from lost rental income, they address completely different scenarios and offer distinct types of protection. Understanding the difference between these two coverages is crucial for making informed decisions about your landlord insurance.

Read More
Sarah Werner Sarah Werner

UK Landlord Tax Optimization Guide - Part 5: Capital Gains Tax

Understanding Capital Gains Tax helps you plan property sales strategically and ensure you're claiming all available reliefs. The distinction between revenue repairs and capital improvements has long-term value for your property investment strategy and eventual CGT liability.

Read More
Sarah Werner Sarah Werner

UK Landlord Tax Optimization Guide - Part 4: Strategic Tax Planning

Effective tax planning involves more than just claiming expenses – it requires a strategic approach to how your property business is structured and managed. Several areas offer genuine opportunities for optimization that can make meaningful differences to long-term profitability.

Read More
Sarah Werner Sarah Werner

New Tenant Checklist for DIY landlords

Here is a detailed 21 step guide to renting a home. It covers everything from advertising to handing over keys. Plus get some pro-tips on compliance and best practices. 

Read More
Sarah Werner Sarah Werner

Understanding Tenant Guarantors and the Available Alternatives

Landlords often ask for a tenant guarantor for financial security, but finding one can be hard. This guide demystifies the traditional guarantor system and explores alternatives available today. Learn about commercial guarantor companies and tenant guarantor insurance, understand how they differ, and discover which option might be right for you in the current rental landscape.

Read More